Homeowner Guide
The Quick Answer
Hurricane season runs June through November. This checklist helps Naples homeowners prepare and recover from storm and flood water.
Before the Storm
- Photograph your home and belongings
- Store insurance policies in a waterproof bag
- Move valuables off the floor
- Know your evacuation zone

After the Storm
- Return only when officials say it is safe
- Keep power off in flooded areas
- Wear boots and gloves
- Photograph all damage
- Call your insurers
Starting Restoration
Storm water is Category 3. See flood water damage restoration and categories of water damage.
Supplies To Have Ready
- Flashlights and batteries
- Waterproof bags for documents
- Rubber boots and heavy gloves
- N95 masks for cleanup
- A phone charger or power bank
- Your insurance policy numbers and agent contact
After the storm, prioritize safety: avoid downed power lines and standing water that may be electrified, and do not run generators indoors. Once the property is safe, start drying as soon as possible. Florida's heat after a storm speeds up mold growth. For flooding from storm surge, see flood water damage restoration.
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FAQ
Frequently Asked Questions
Does flood insurance cover storm surge?
Flood insurance typically covers rising water, while wind damage falls under other coverage. Check with your agent.
How quickly should drying start?
As soon as it is safe.

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